The Wall Street Journal

Digital Payments Are Convenient. They Also Can Wreak Havoc on Your Finances.

When the 28-year-old communications professional was informed he would have to pay $3,000 upfront for surgery and an MRI before getting any reimbursement from insurance, Mr. Eisengrein became hyper-aware of how his spending had ticked up during the pandemic. When he examined his checking and savings accounts, he discovered he had less money than he thought. “I think I’m good with my money,” Mr. Eisengrein says, “but then you ignore one email and you can’t get money back for the $100 I was charged for the GQ subscription.”


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